We have discussed previously how various credit cards can help you save in our post "Reward Cards May Help You Save". Bank of America's Keep the Change program is another great way to save. Every time you use your debit card, Bank of America rounds up to the nearest dollar. For example, if you make a purchase for 15.42, Bank of America will make deposit to your savings account for 58 cents. May not sound like a lot, but how many times do you use your debit card? Bank of America has a new way of helping you save more too.
As consumer and small business customers continue to look for ways to save in a challenging environment, Bank of America remains committed to developing innovative products and enhanced offers to help them make the most of their finances and save money. The launch of the Add It Up program is another money saving offer as part of the broader Go America Save! initiative.
Add It Up is a secure online shopping Web site that allows enrolled customers to earn up to 20% cash back on their purchases at more than 207 online retailers, including top names such as Walmart.com, BestBuy.com. and Barnes & Noble.com. Customers with a current Bank of America credit card or Check Card who are enrolled in Online Banking can resister for free at www.bankofamerica.com/additup.
In addition to up to receiving 20% cash back from participating online retailers, customers who shop through the Add It Up program benefit from features such as:
- Cash back earnings that are deposited into a checking or credit card account.
- The ability to combine Add It Up cash back with existing deals and discounts from retailers and other Bank of America programs such as Keep The Change and BankAmericard Rewards.
- Tracking and awards history information availability any time on the Add It Up Web site.
- No limit to how much can be earned in cash back.
- An option to pay with either a current Bank of America consumer or small business Check card or consumer credit card.
Bank of America also is offering customers other enhancements as part of Go America, Save! including:
- A special interest rate offer on new 7 month or 9 month Risk free CDs or new 12 month CDs through June 2009.
- A special interest rate offer on new promotional money market savings accounts through June 2009.
- A premium offer for most new personal checking accounts opened by customers who enroll in direct deposit and meet an average balance requirement.
- A new Tiered Interest Checking account that allows customers to earn interest on their checking account balance.
"As people are managing their budgets more closely, they're weighing every financial decision and making every dollar count -- from meeting their savings goals to searching fro the best deals on the purchases they need to make," said David Owen, Bank of America checking and debit executive. "With Add It Up, Bank of America is giving customers a new way to stretch their money by getting cash back on purchases from hundreds of retailers they do business with regularly, and letting them do it online at their convenience."
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