The best thing is to make sure you keep your FICO credit score in good standing. If your banks fails another bank will take on yours and other credit card accounts. But keep in ind the new bank does not have to continue to offer you that card. It will look at your account and credit report and decide if you are a good credit risk. Take in into consideration: If your bank failed, probably for being to lenient with their credit standards, than the new bank may possibly be more stringent with their credit standards. The new bank may possibly not want to keep you as a customer. If you are determined to be a credit risk your account will probably be closed. If you have maintained your FICO credit score as you should the new bank may be wanting to sign you up for credit.
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