Suggestions have been pouring in on how to cut back and apply the extra found money to your credit cards. Here are the latest:
- Join a wholesale club and buy in bulk, like Sams Club or Costco. Split large quantities with friends.-
-Use a hose instead of the car wash
- Carpool
- Take the bus to work instead of driving
- East out less
- Ride a bike or walk places if possible
- Use birth control to avoid unwanted pregnancies
- Buy nothing you do not need
- Give up drinking or smoking
- Put of giving to charity until you can afford to do so
- Cut back on gift giving
- Make gifts yourself
- Cancel newspaper and magazine subscriptions
- Shop at secondhand stores
- Accept hand me downs for your children
- Save money in a special account or an envelope instead of using layaway
- Bake and cook things that you would normally buy
- Cancel any trips you have planned- and take a less expensive route- like camping
- Send e cards, instead of buying and mailing cards
If you have cut back to help pay off your credit cards tell us what you did so we can share your tips.
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