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Wednesday, December 23, 2009

New Home Sales Foreclose In November

Well, yesterday we reported that existing homes sales were up causing the stock market to rise, but today there was a different story for new home sales.

Unexpectedly, new home sales fell like a rock in November according to a disappointing government report released today.

New home sales came down hard in November dropping 11.3% to 355,000 compared to the prior month. This was the lowest since April.

The new decline is said to be caused by the changes in the $8,000 home buyer's tax credit. Since buyers now have until April 30, 2010 to shop around, sales have dropped.

Even though the modified tax credit has been extending, the upcoming new wave of resetting adjustable rate mortgages are on the horizon. When this happens there will undoubtedly be foreclosures, which in turn will once again hurt the new home market.

Since builders have to make a profit and more and more home buyers look for better deals, new home sales will continue to suffer as a new flood of foreclosures hit the market next year.

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