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Sunday, June 6, 2010

Do You Still Go Into a Banking Center? Automate Your Finances

I remember when I first got into banking 20 years ago there was such a push for automated banking that by now I thought there would a great reduction in the amount of banking centers. Especially now that there  are so many alternatives to banking.

One of the greatest things since the invention of the ATM itself is Bank of America's Deposit Images ATMs. Now more than ever, Bank of America customers are looking to ATMs for more than just cash. and the bank is responding to their needs. The bank recently completed a conversion to Deposit Image, and this network of more than 13,800 Deposit Image machines eliminates the the need for envelopes, tallies the total, and provides a receipt that includes an image of all deposited items. I love these ATMs and think these are the demise of banking centers in the future. You can make a deposit without out waiting in line. You can even get a copy of the check you deposit if are worried it will get lost.

With the summer season getting underway Bank of America has several other automated banking services to help you bank while you are traveling.

Here are some tips for maintaining your finances during Summer travel:
  • Stay in control with Text Banking: With Text Banking, you can access your account balances, recent transaction and credit card bill information from your cell phone. It's simple, convenient and provides information within seconds so you can view your account information whether at the beach or on the road to your destination. Learn more about Text Banking or call 800-604-9961 for details. 
  • Make bill paying easy with Online and Mobile Banking: Online Bill Pay lets customers pay virtually anyone, set up recurring payments and set up bill pay  reminders. You can also transfer funds or pay bills from any web-enabled cell phone using Mobile Banking.
  • Stay on top of your money with Alert Services: There is a large selection of alerts (41 to be exact), including several real-time alerts that are sent directly to you when there is activity on an account. When you are away from home or a computer, you can easily set up balance thresholds so you can stay in touch with your finances.
  • Get travel discounts through Add It Up: Add It Up® is a free and secure online shopping website that rewards customers with up to 20 percent cash back on their purchases at more than 270 online retailers. 
  • Go paperless with online statements: By switching to online statements, you can manage your account easily while reducing mail waiting for you at home when you return. When you go paperless you can view the same information as on your paper statement. You can also see your cleared checks Online, plus receive an email notification when your statement is available online. 
Because Bank of America customers are able to to access and control their accounts from virtually anywhere with Online Banking and Mobile Banking, receiving alerts, managing accounts and paying bills on time is simple, and you stay in complete control of your finances at all times.

[This post is written and copyrighted by Financial Elite (http://financialelite.blogspot.com/ ).]
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